Volume I · PART IV

Spending

وَأَنفِقُواْ فِي سَبِيلِ ٱللَّهِ وَلَا تُلۡقُواْ بِأَيۡدِيكُمۡ إِلَى ٱلتَّهۡلُكَةِ وَأَحۡسِنُوٓاْۚ إِنَّ ٱللَّهَ يُحِبُّ ٱلۡمُحۡسِنِينَ ١٩٥

And spend in the cause of Allah and do not throw yourselves into destruction, and do good. Truly, Allah loves Al-Muhsinun.

Surah 2 Al-Baqarah Verse 195

يَسۡ‍َٔلُونَكَ مَاذَا يُنفِقُونَۖ قُلۡ مَآ أَنفَقۡتُم مِّنۡ خَيۡرٖ فَلِلۡوَٰلِدَيۡنِ وَٱلۡأَقۡرَبِينَ وَٱلۡيَتَٰمَىٰ وَٱلۡمَسَٰكِينِ وَٱبۡنِ ٱلسَّبِيلِۗ وَمَا تَفۡعَلُواْ مِنۡ خَيۡرٖ فَإِنَّ ٱللَّهَ بِهِۦ عَلِيمٞ ٢١٥

۞يَسۡ‍َٔلُونَكَ عَنِ ٱلۡخَمۡرِ وَٱلۡمَيۡسِرِۖ قُلۡ فِيهِمَآ إِثۡمٞ كَبِيرٞ وَمَنَٰفِعُ لِلنَّاسِ وَإِثۡمُهُمَآ أَكۡبَرُ مِن نَّفۡعِهِمَاۗ وَيَسۡ‍َٔلُونَكَ مَاذَا يُنفِقُونَۖ قُلِ ٱلۡعَفۡوَۗ كَذَٰلِكَ يُبَيِّنُ ٱللَّهُ لَكُمُ ٱلۡأٓيَٰتِ لَعَلَّكُمۡ تَتَفَكَّرُونَ ٢١٩

They ask you (O Muhammad, pbuh) what should they spend. Say: ‘Whatever you spend of good must be for parents and kindred and orphans and Al-Masakin and the wayfarer and whatever you do of good deeds, truly, Allah knows it well’...And they ask you what they ought to spend. Say: ‘That which is (spare) beyond your needs’ Thus Allah makes clear to you His laws in order that you may give thought.

Surah 2 Al-Baqarah Verses 215/219

مَّن ذَا ٱلَّذِي يُقۡرِضُ ٱللَّهَ قَرۡضًا حَسَنٗا فَيُضَٰعِفَهُۥ لَهُۥٓ أَضۡعَافٗا كَثِيرَةٗۚ وَٱللَّهُ يَقۡبِضُ وَيَبۡصُۜطُ وَإِلَيۡهِ تُرۡجَعُونَ ٢٤٥

Who is he that will lend to Allah a goodly loan so that He may multiply it to him many times? And it is Allah that decreases or increases, and to Him you shall return.

Surah 2 Al-Baqarah Verse 245

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ أَنفِقُواْ مِمَّا رَزَقۡنَٰكُم مِّن قَبۡلِ أَن يَأۡتِيَ يَوۡمٞ لَّا بَيۡعٞ فِيهِ وَلَا خُلَّةٞ وَلَا شَفَٰعَةٞۗ وَٱلۡكَٰفِرُونَ هُمُ ٱلظَّٰلِمُونَ ٢٥٤

O you who believe! Spend of that which We have provided for you, before a day comes when there will be no bargaining, nor friendship, nor intercession. And it is the disbelievers who are the Zalimun (wrong doers).

Surah 2 Al-Baqarah Verse 254

مَّثَلُ ٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُمۡ فِي سَبِيلِ ٱللَّهِ كَمَثَلِ حَبَّةٍ أَنۢبَتَتۡ سَبۡعَ سَنَابِلَ فِي كُلِّ سُنۢبُلَةٖ مِّاْئَةُ حَبَّةٖۗ وَٱللَّهُ يُضَٰعِفُ لِمَن يَشَآءُۚ وَٱللَّهُ وَٰسِعٌ عَلِيمٌ ٢٦١ ٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُمۡ فِي سَبِيلِ ٱللَّهِ ثُمَّ لَا يُتۡبِعُونَ مَآ أَنفَقُواْ مَنّٗا وَلَآ أَذٗى لَّهُمۡ أَجۡرُهُمۡ عِندَ رَبِّهِمۡ وَلَا خَوۡفٌ عَلَيۡهِمۡ وَلَا هُمۡ يَحۡزَنُونَ ٢٦٢ ۞قَوۡلٞ مَّعۡرُوفٞ وَمَغۡفِرَةٌ خَيۡرٞ مِّن صَدَقَةٖ يَتۡبَعُهَآ أَذٗىۗ وَٱللَّهُ غَنِيٌّ حَلِيمٞ ٢٦٣

The likeness of those who spend their wealth in the way of Allah is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. Allah gives manifold increase to whom He wills. And Allah is All-Sufficient for His creatures’ needs, All-Knower. Those who spend their wealth in the cause of Allah, and do not follow up their gifts with reminders of their generosity or with injury, their reward is with their Lord. On them shall be no fear, nor shall they grieve. Kind words and forgiving (of faults) are better than Sadaqah followed by injury. And Allah is Rich and He is Most Forbearing.

Surah 2 Al-Baqarah Verses 261-263

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُواْ لَا تُبۡطِلُواْ صَدَقَٰتِكُم بِٱلۡمَنِّ وَٱلۡأَذَىٰ كَٱلَّذِي يُنفِقُ مَالَهُۥ رِئَآءَ ٱلنَّاسِ وَلَا يُؤۡمِنُ بِٱللَّهِ وَٱلۡيَوۡمِ ٱلۡأٓخِرِۖ فَمَثَلُهُۥ كَمَثَلِ صَفۡوَانٍ عَلَيۡهِ تُرَابٞ فَأَصَابَهُۥ وَابِلٞ فَتَرَكَهُۥ صَلۡدٗاۖ لَّا يَقۡدِرُونَ عَلَىٰ شَيۡءٖ مِّمَّا كَسَبُواْۗ وَٱللَّهُ لَا يَهۡدِي ٱلۡقَوۡمَ ٱلۡكَٰفِرِينَ ٢٦٤ وَمَثَلُ ٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُمُ ٱبۡتِغَآءَ مَرۡضَاتِ ٱللَّهِ وَتَثۡبِيتٗا مِّنۡ أَنفُسِهِمۡ كَمَثَلِ جَنَّةِۢ بِرَبۡوَةٍ أَصَابَهَا وَابِلٞ فَ‍َٔاتَتۡ أُكُلَهَا ضِعۡفَيۡنِ فَإِن لَّمۡ يُصِبۡهَا وَابِلٞ فَطَلّٞۗ وَٱللَّهُ بِمَا تَعۡمَلُونَ بَصِيرٌ ٢٦٥

O you who believe! Do not render in vain your Sadaqah by reminders of your generosity or by injury. Like him who spends his wealth to be seen of men, and he does not believe in Allah or the Last Day. His likeness is the likeness of a smooth rock on which is a little dust; on it falls heavy rain which leaves it bare. They are not able to do anything with what they have earned. And Allah does not guide the disbelieving people. And the likeness of those who spend their wealth seeking Allah’s Pleasure while they in their own selves are sure and certain that Allah will reward them, is the likeness of a garden on a height; heavy rains fall on it and it doubles its yield of harvest. And if it does not receive heavy rain, light rain suffices it. And Allah is All-Seer of what you do.

Surah 2 Al-Baqarah Verses 264-265

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ أَنفِقُواْ مِن طَيِّبَٰتِ مَا كَسَبۡتُمۡ وَمِمَّآ أَخۡرَجۡنَا لَكُم مِّنَ ٱلۡأَرۡضِۖ وَلَا تَيَمَّمُواْ ٱلۡخَبِيثَ مِنۡهُ تُنفِقُونَ وَلَسۡتُم بِ‍َٔاخِذِيهِ إِلَّآ أَن تُغۡمِضُواْ فِيهِۚ وَٱعۡلَمُوٓاْ أَنَّ ٱللَّهَ غَنِيٌّ حَمِيدٌ ٢٦٧ ٱلشَّيۡطَٰنُ يَعِدُكُمُ ٱلۡفَقۡرَ وَيَأۡمُرُكُم بِٱلۡفَحۡشَآءِۖ وَٱللَّهُ يَعِدُكُم مَّغۡفِرَةٗ مِّنۡهُ وَفَضۡلٗاۗ وَٱللَّهُ وَٰسِعٌ عَلِيمٞ ٢٦٨

O you who believe! Spend of the good things which you have earned, and of that which We have provided from the earth for you, and do not aim at that which is bad to spend from it, you would not accept it except if you close your eyes and tolerate therein. And know that Allah is Rich, and Worthy of all praise. Shaitan threatens you with poverty and orders you to commit Fahsha; whereas Allah promises you forgiveness from Himself and bounty, and Allah is All-Sufficient for His creatures’ needs, All-Knower.

Surah 2 Al-Baqarah Verses 267-268

إِن تُبۡدُواْ ٱلصَّدَقَٰتِ فَنِعِمَّا هِيَۖ وَإِن تُخۡفُوهَا وَتُؤۡتُوهَا ٱلۡفُقَرَآءَ فَهُوَ خَيۡرٞ لَّكُمۡۚ وَيُكَفِّرُ عَنكُم مِّن سَيِّ‍َٔاتِكُمۡۗ وَٱللَّهُ بِمَا تَعۡمَلُونَ خَبِيرٞ ٢٧١

ٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُم بِٱلَّيۡلِ وَٱلنَّهَارِ سِرّٗا وَعَلَانِيَةٗ فَلَهُمۡ أَجۡرُهُمۡ عِندَ رَبِّهِمۡ وَلَا خَوۡفٌ عَلَيۡهِمۡ وَلَا هُمۡ يَحۡزَنُونَ ٢٧٤

If you disclose your Sadaqat, it is well; but if you conceal them and give them to the poor, that is better for you. (Allah) will expiate you some of your sins. And Allah is well-Acquainted with what you do…. Those who spend their wealth (in Allah’s Cause) by night and day, in secret and in public, they shall have their reward with their Lord. On them shall be no fear, nor shall they grieve.

Surah 2 Al-Baqarah Verse 271/274

  1. A just ruler
  2. A youth who has been brought up in the worship of Allah
  3. Two persons who love each other only for Allah’s sake, who meet and part in Allah’s Cause only
  4. A man whose heart is attached to the Masjid from the time he departs the Masjid until he returns to it
  5. A person who remembers Allah in seclusion and his eyes are then flooded with tears
  6. A man who refuses the call of a charming woman of noble birth for illicit intercourse with her and says ‘I fear Allah, Lord of the worlds’; and
  7. A man who gives charitable gifts so secretly that his left hand does not know what his right hand has given’

۞لَّيۡسَ عَلَيۡكَ هُدَىٰهُمۡ وَلَٰكِنَّ ٱللَّهَ يَهۡدِي مَن يَشَآءُۗ وَمَا تُنفِقُواْ مِنۡ خَيۡرٖ فَلِأَنفُسِكُمۡۚ وَمَا تُنفِقُونَ إِلَّا ٱبۡتِغَآءَ وَجۡهِ ٱللَّهِۚ وَمَا تُنفِقُواْ مِنۡ خَيۡرٖ يُوَفَّ إِلَيۡكُمۡ وَأَنتُمۡ لَا تُظۡلَمُونَ ٢٧٢

Not upon you (Muhammad, pbuh) is their guidance, but Allah guides whom He wills. And whatever you spend in good, it is for yourselves, when you spend not except seeking Allah’s Countenance. And whatever you spend in good, it will be repaid to you in full, and you shall not be wronged.

Surah 2 Al-Baqarah Verse 272

لَن تَنَالُواْ ٱلۡبِرَّ حَتَّىٰ تُنفِقُواْ مِمَّا تُحِبُّونَۚ وَمَا تُنفِقُواْ مِن شَيۡءٖ فَإِنَّ ٱللَّهَ بِهِۦ عَلِيمٞ ٩٢

By no means shall you attain Al-Birr unless you spend (in Allah’s Cause) of that which you love; and whatever of good you spend, Allah knows it well.

Surah 3 Al-Imran Verse 92

إِنَّ ٱلَّذِينَ كَفَرُواْ لَن تُغۡنِيَ عَنۡهُمۡ أَمۡوَٰلُهُمۡ وَلَآ أَوۡلَٰدُهُم مِّنَ ٱللَّهِ شَيۡ‍ٔٗاۖ وَأُوْلَٰٓئِكَ أَصۡحَٰبُ ٱلنَّارِۖ هُمۡ فِيهَا خَٰلِدُونَ ١١٦ مَثَلُ مَا يُنفِقُونَ فِي هَٰذِهِ ٱلۡحَيَوٰةِ ٱلدُّنۡيَا كَمَثَلِ رِيحٖ فِيهَا صِرٌّ أَصَابَتۡ حَرۡثَ قَوۡمٖ ظَلَمُوٓاْ أَنفُسَهُمۡ فَأَهۡلَكَتۡهُۚ وَمَا ظَلَمَهُمُ ٱللَّهُ وَلَٰكِنۡ أَنفُسَهُمۡ يَظۡلِمُونَ ١١٧

Surely, those who reject Faith, neither their properties, nor their offspring will avail them aught against Allah. They are the dwellers of the Fire, therein they will abide. The likeness of what they spend in this world is the likeness of a wind which is extremely cold; it struck the harvest of a people who did wrong aginst themselves and destroyed it. Allah wronged them not, but they wronged themselves.

Surah 3 Al-Imran Verses 116-117

ٱلَّذِينَ يُنفِقُونَ فِي ٱلسَّرَّآءِ وَٱلضَّرَّآءِ وَٱلۡكَٰظِمِينَ ٱلۡغَيۡظَ وَٱلۡعَافِينَ عَنِ ٱلنَّاسِۗ وَٱللَّهُ يُحِبُّ ٱلۡمُحۡسِنِينَ ١٣٤

Those who spend (in Allah’s Cause - deeds of charity, alms, etc.) in prosperity and in adversity, who repress anger, and who pardon men; verily, Allah loves Al-Muhsinun (the good doers).

Surah 3 Al-Imran Verse 134

1. They spend out in any condition they are in, whether when they are in ease and welfare or at the time when they are in deprivation and adversity- “Those who spend in prosperity and in adversity ...”. It is worthy to note that here the first outstanding quality of the pious ones is mentioned as ‘spending’. Spending property and wealth, especially both in the states of ease and adversity, is the clearest sign of piety.

2. The third attribute of the pious ones, mentioned here, is that: “... and who repress anger...”.

3. The fourth quality they have is that: “... and who pardon men...”. Of course, restraining anger is very good but it, singly, is not enough, because it may not eradicate enmity and grudge from the heart and thought. In this condition, for dismissing the state of enmity, ‘restraining anger’ and ‘pardoning the faults’ should gather together.

4. Their fifth quality is that they are “Muhsinun (good doers)”, and the Lord loves the doers of good. Here, it has referred to a higher degree of pardoning. It is the case that a person, in spite of receiving wrong, reacts with doing good, (when the circumstance requires), in order to remove the root of enmity in the opponent’s heart, and to make that person kind to himself.

وَلَا يَحۡسَبَنَّ ٱلَّذِينَ يَبۡخَلُونَ بِمَآ ءَاتَىٰهُمُ ٱللَّهُ مِن فَضۡلِهِۦ هُوَ خَيۡرٗا لَّهُمۖ بَلۡ هُوَ شَرّٞ لَّهُمۡۖ سَيُطَوَّقُونَ مَا بَخِلُواْ بِهِۦ يَوۡمَ ٱلۡقِيَٰمَةِۗ وَلِلَّهِ مِيرَٰثُ ٱلسَّمَٰوَٰتِ وَٱلۡأَرۡضِۗ وَٱللَّهُ بِمَا تَعۡمَلُونَ خَبِيرٞ ١٨٠

And let not those who covetously withhold of that which Allah has bestowed on them of His bounty think that it is good for them. Nay, it will be worse for them; the things which they covetously withheld shall be tied to their necks like a collar on the Day of Resurrection. And to Allah belongs the heritage of the heavens and the earth; and Allah is Well Acquainted with all that you do.

Surah 3 Al-Imran Verse 180

ٱلَّذِينَ يَبۡخَلُونَ وَيَأۡمُرُونَ ٱلنَّاسَ بِٱلۡبُخۡلِ وَيَكۡتُمُونَ مَآ ءَاتَىٰهُمُ ٱللَّهُ مِن فَضۡلِهِۦۗ وَأَعۡتَدۡنَا لِلۡكَٰفِرِينَ عَذَابٗا مُّهِينٗا ٣٧ وَٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُمۡ رِئَآءَ ٱلنَّاسِ وَلَا يُؤۡمِنُونَ بِٱللَّهِ وَلَا بِٱلۡيَوۡمِ ٱلۡأٓخِرِۗ وَمَن يَكُنِ ٱلشَّيۡطَٰنُ لَهُۥ قَرِينٗا فَسَآءَ قَرِينٗا ٣٨

Those who are miserly and enjoin miserliness on other men and hide what Allah has bestowed upon them of His bounties. And We have prepared for the disbelievers a disgraceful torment. And also those who spend of their substance to be seen of men, and believe not in Allah and the Last Day, and whoever takes Shaitan as an intimate, then what a dreadful intimate he has!

Surah 4 An-Nisa Verses 37-38

إِنَّمَا ٱلۡمُؤۡمِنُونَ ٱلَّذِينَ إِذَا ذُكِرَ ٱللَّهُ وَجِلَتۡ قُلُوبُهُمۡ وَإِذَا تُلِيَتۡ عَلَيۡهِمۡ ءَايَٰتُهُۥ زَادَتۡهُمۡ إِيمَٰنٗا وَعَلَىٰ رَبِّهِمۡ يَتَوَكَّلُونَ ٢ ٱلَّذِينَ يُقِيمُونَ ٱلصَّلَوٰةَ وَمِمَّا رَزَقۡنَٰهُمۡ يُنفِقُونَ ٣ أُوْلَٰٓئِكَ هُمُ ٱلۡمُؤۡمِنُونَ حَقّٗاۚ لَّهُمۡ دَرَجَٰتٌ عِندَ رَبِّهِمۡ وَمَغۡفِرَةٞ وَرِزۡقٞ كَرِيمٞ ٤

The believers are only those who, when Allah is mentioned, feel a fear in their hearts and when His Verses (this Quran) are recited unto them, they (i.e., the Verses) increase their Faith; and they put their trust in their Lord (Alone); Who perform As-Salat (the prayer) and spend out of that We have provided them. It is they who are the believers in truth. For them are grades of dignity with their Lord, and Forgiveness and a generous provision (Paradise).

Surah 8 Al-Anfal Verses 2-4

۞وَمِنۡهُم مَّنۡ عَٰهَدَ ٱللَّهَ لَئِنۡ ءَاتَىٰنَا مِن فَضۡلِهِۦ لَنَصَّدَّقَنَّ وَلَنَكُونَنَّ مِنَ ٱلصَّٰلِحِينَ ٧٥ فَلَمَّآ ءَاتَىٰهُم مِّن فَضۡلِهِۦ بَخِلُواْ بِهِۦ وَتَوَلَّواْ وَّهُم مُّعۡرِضُونَ ٧٦ فَأَعۡقَبَهُمۡ نِفَاقٗا فِي قُلُوبِهِمۡ إِلَىٰ يَوۡمِ يَلۡقَوۡنَهُۥ بِمَآ أَخۡلَفُواْ ٱللَّهَ مَا وَعَدُوهُ وَبِمَا كَانُواْ يَكۡذِبُونَ ٧٧

And of them are some who made a covenant with Allah (saying): “If He bestowed on us of His Bounty, we will verily, give Sadaqah (charity in Allah’s Cause) and will be certainly among those who are righteous”. Then when He gave them of His Bounty, they became niggardly (refused to pay the Sadaqah), and turned away, averse. So, He punished them by putting hypocrisy into their hearts till the Day whereon they shall meet Him, because they broke that (covenant with Allah) which they had promised Him and because they used to tell lies.

Surah 9 At-Taubah Verses 75-77

وَٱلَّذِينَ يَصِلُونَ مَآ أَمَرَ ٱللَّهُ بِهِۦٓ أَن يُوصَلَ وَيَخۡشَوۡنَ رَبَّهُمۡ وَيَخَافُونَ سُوٓءَ ٱلۡحِسَابِ ٢١ وَٱلَّذِينَ صَبَرُواْ ٱبۡتِغَآءَ وَجۡهِ رَبِّهِمۡ وَأَقَامُواْ ٱلصَّلَوٰةَ وَأَنفَقُواْ مِمَّا رَزَقۡنَٰهُمۡ سِرّٗا وَعَلَانِيَةٗ وَيَدۡرَءُونَ بِٱلۡحَسَنَةِ ٱلسَّيِّئَةَ أُوْلَٰٓئِكَ لَهُمۡ عُقۡبَى ٱلدَّارِ ٢٢

Those who join that which Allah has commanded to be joined (i.e., they are good to their relatives and do not sever the bond of kinship), fear their Lord, and dread the terrible reckoning. And those who remain patient, seeking their Lords Countenance, perform As-Salat (the prayer), and spend out of that which We have bestowed on them, secretly and openly, and defend evil with good, for such there is a good end;

Surah 13 Ar-Rad Verses 21-22

قُل لِّعِبَادِيَ ٱلَّذِينَ ءَامَنُواْ يُقِيمُواْ ٱلصَّلَوٰةَ وَيُنفِقُواْ مِمَّا رَزَقۡنَٰهُمۡ سِرّٗا وَعَلَانِيَةٗ مِّن قَبۡلِ أَن يَأۡتِيَ يَوۡمٞ لَّا بَيۡعٞ فِيهِ وَلَا خِلَٰلٌ ٣١

Say (O Muhammad, pbuh) to ibadi (My slaves) who have believed, that they should perform As-Salat and spend in charity out of the sustenance We have given them, secretly and openly, before the coming of a Day on which there will be neither mutual bargaining nor befriending.

Surah 14 Ibrahim Verse 31

۞ضَرَبَ ٱللَّهُ مَثَلًا عَبۡدٗا مَّمۡلُوكٗا لَّا يَقۡدِرُ عَلَىٰ شَيۡءٖ وَمَن رَّزَقۡنَٰهُ مِنَّا رِزۡقًا حَسَنٗا فَهُوَ يُنفِقُ مِنۡهُ سِرّٗا وَجَهۡرًاۖ هَلۡ يَسۡتَوُۥنَۚ ٱلۡحَمۡدُ لِلَّهِۚ بَلۡ أَكۡثَرُهُمۡ لَا يَعۡلَمُونَ ٧٥

Allah puts forward the example (of two men -- a believer and a disbeliever); a slave (disbeliever) under the possession of another, he has no power of any sort, and (the other), a man (believer) on whom We have bestowed a good provision from Us, and He spends thereof secretly and openly. Can they be equal? (By no means, not). All the praises and thanks be to Allah. Nay! (But) most of them know not.

Surah 16 An-Nahl Verse 75

وَءَاتِ ذَا ٱلۡقُرۡبَىٰ حَقَّهُۥ وَٱلۡمِسۡكِينَ وَٱبۡنَ ٱلسَّبِيلِ وَلَا تُبَذِّرۡ تَبۡذِيرًا ٢٦ إِنَّ ٱلۡمُبَذِّرِينَ كَانُوٓاْ إِخۡوَٰنَ ٱلشَّيَٰطِينِۖ وَكَانَ ٱلشَّيۡطَٰنُ لِرَبِّهِۦ كَفُورٗا ٢٧

And give to the kinsmen his due and to the Miskin (needy) and to the wayfarer. But spend not wastefully (your wealth) in the manner of a spendthrift. Verily, the spendthrifts are brothers of the Shayatin, and the Shaitan is ever ungrateful to his Lord.

Surah 17 Al-Isra Verses 26-27

وَلَا تَجۡعَلۡ يَدَكَ مَغۡلُولَةً إِلَىٰ عُنُقِكَ وَلَا تَبۡسُطۡهَا كُلَّ ٱلۡبَسۡطِ فَتَقۡعُدَ مَلُومٗا مَّحۡسُورًا ٢٩

And let not your hand be tied (like a miser) to your neck nor stretch it forth to its utmost reach (like a spendthrift) so that you become blameworthy and in severe poverty.

Surah 17 Al-Isra Verse 29

  1. Spending money on unlawful things, no matter how small be the amount so spent
  2. Over-spending on lawful things in the sense that one spends more than one can afford to or one goes about continually spending out of his abundant resources on one’s luxurious living; and
  3. Spending on charity but in order to make a display of one’s charitableness rather than to please Allah

Miserliness, in Islam, consists of:

  1. A refusal to spend on one’s own genuine needs or those of one’s family commensurate with one’s resources; or
  2. A refusal to spend on charity

Moderation in expenditure was a distinguishing characteristic of the Prophet (pbuh) and his Companions. The Prophet (pbuh) said: ‘Moderation in living is one of the signs of a man’s wisdom’

إِنَّ ٱلَّذِينَ هُم مِّنۡ خَشۡيَةِ رَبِّهِم مُّشۡفِقُونَ ٥٧ وَٱلَّذِينَ هُم بِ‍َٔايَٰتِ رَبِّهِمۡ يُؤۡمِنُونَ ٥٨ وَٱلَّذِينَ هُم بِرَبِّهِمۡ لَا يُشۡرِكُونَ ٥٩ وَٱلَّذِينَ يُؤۡتُونَ مَآ ءَاتَواْ وَّقُلُوبُهُمۡ وَجِلَةٌ أَنَّهُمۡ إِلَىٰ رَبِّهِمۡ رَٰجِعُونَ ٦٠ أُوْلَٰٓئِكَ يُسَٰرِعُونَ فِي ٱلۡخَيۡرَٰتِ وَهُمۡ لَهَا سَٰبِقُونَ ٦١

Verily, those who live in awe for fear of their Lord; and those who believe in the Ayat of their Lord; and those who join not anyone as partners with their Lord; and those that give that which they give with their hearts full of fear, because they are sure to return to their Lord. It is these who hasten in the good deeds, and they are foremost in them.

Surah 23 Al-Muminun Verses 57-61

  1. Which are brought forward by the Prophets on behalf of Allah
  2. That are found within man as well as those that are scattered around the universe

وَلَا يَأۡتَلِ أُوْلُواْ ٱلۡفَضۡلِ مِنكُمۡ وَٱلسَّعَةِ أَن يُؤۡتُوٓاْ أُوْلِي ٱلۡقُرۡبَىٰ وَٱلۡمَسَٰكِينَ وَٱلۡمُهَٰجِرِينَ فِي سَبِيلِ ٱللَّهِۖ وَلۡيَعۡفُواْ وَلۡيَصۡفَحُوٓاْۗ أَلَا تُحِبُّونَ أَن يَغۡفِرَ ٱللَّهُ لَكُمۡۚ وَٱللَّهُ غَفُورٞ رَّحِيمٌ ٢٢

And let not those among you who are blessed with graces and wealth swear not to give (any sort of help) to their kinsmen, Al-Masakin (the needy), and those who left their homes for Allah’s Cause. Let them pardon and forgive. Do you not love that Allah should forgive you? And Allah is Oft-Forgiving, Most Merciful.

Surah 24 An-Nur Verse 22

أَوَ لَمۡ يَرَوۡاْ أَنَّ ٱللَّهَ يَبۡسُطُ ٱلرِّزۡقَ لِمَن يَشَآءُ وَيَقۡدِرُۚ إِنَّ فِي ذَٰلِكَ لَأٓيَٰتٖ لِّقَوۡمٖ يُؤۡمِنُونَ ٣٧ فَ‍َٔاتِ ذَا ٱلۡقُرۡبَىٰ حَقَّهُۥ وَٱلۡمِسۡكِينَ وَٱبۡنَ ٱلسَّبِيلِۚ ذَٰلِكَ خَيۡرٞ لِّلَّذِينَ يُرِيدُونَ وَجۡهَ ٱللَّهِۖ وَأُوْلَٰٓئِكَ هُمُ ٱلۡمُفۡلِحُونَ ٣٨ وَمَآ ءَاتَيۡتُم مِّن رِّبٗا لِّيَرۡبُوَاْ فِيٓ أَمۡوَٰلِ ٱلنَّاسِ فَلَا يَرۡبُواْ عِندَ ٱللَّهِۖ وَمَآ ءَاتَيۡتُم مِّن زَكَوٰةٖ تُرِيدُونَ وَجۡهَ ٱللَّهِ فَأُوْلَٰٓئِكَ هُمُ ٱلۡمُضۡعِفُونَ ٣٩

Do they not see that Allah enlarges the provision for whom He Wills and straitens (it for whom He Wills). Verily, in that are indeed signs for a people who believe. So, give to the kindred his due, and to Al-Miskin and to the way farer. That is best for those who seek Allah’s Countenance; and it is they who will be successful. And that which you give in gift (to others), in order that it may increase (your wealth by expecting to get a better one in return) from other people’s property, has no increase with Allah; but that which you give in Zakat seeking Allah’s Countenance, then those they shall have manifest increase.

Surah 30 Ar-Rum Verses 37-39

قُلۡ إِنَّ رَبِّي يَبۡسُطُ ٱلرِّزۡقَ لِمَن يَشَآءُ مِنۡ عِبَادِهِۦ وَيَقۡدِرُ لَهُۥۚ وَمَآ أَنفَقۡتُم مِّن شَيۡءٖ فَهُوَ يُخۡلِفُهُۥۖ وَهُوَ خَيۡرُ ٱلرَّٰزِقِينَ ٣٩

Say: ‘Truly, my Lord enlarges the provision for whom He Wills of His slaves, and restricts for Him, and whatsoever you spend of anything (in Allah’s Cause), He will replace it. And He is the Best of Providers.

Surah 34 Saba Verse 39

إِنَّ ٱلَّذِينَ يَتۡلُونَ كِتَٰبَ ٱللَّهِ وَأَقَامُواْ ٱلصَّلَوٰةَ وَأَنفَقُواْ مِمَّا رَزَقۡنَٰهُمۡ سِرّٗا وَعَلَانِيَةٗ يَرۡجُونَ تِجَٰرَةٗ لَّن تَبُورَ ٢٩ لِيُوَفِّيَهُمۡ أُجُورَهُمۡ وَيَزِيدَهُم مِّن فَضۡلِهِۦٓۚ إِنَّهُۥ غَفُورٞ شَكُورٞ ٣٠

Verily, those who recite the Book of Allah (Quran), and perform As-Salat, and spend out of what We have provided for them, secretly and openly, they hope for a (sure) trade-gain that will never perish. That He may pay them their wages in full, and give them more, out of His Grace. Verily, He is Oft-Forgiving, Most Ready to appreciate.

Surah 35 Fatir Verses 29-30

وَإِذَا قِيلَ لَهُمۡ أَنفِقُواْ مِمَّا رَزَقَكُمُ ٱللَّهُ قَالَ ٱلَّذِينَ كَفَرُواْ لِلَّذِينَ ءَامَنُوٓاْ أَنُطۡعِمُ مَن لَّوۡ يَشَآءُ ٱللَّهُ أَطۡعَمَهُۥٓ إِنۡ أَنتُمۡ إِلَّا فِي ضَلَٰلٖ مُّبِينٖ ٤٧

And when it is said to them: ‘Spend of that which Allah has provided you’, those who disbelieve say to those who believe: ‘Shall we feed those whom, if Allah willed, He (Himself) would have fed? You are only in a plain error’.

Surah 36 Ya Sin Verse 47

ِنَّمَا ٱلۡحَيَوٰةُ ٱلدُّنۡيَا لَعِبٞ وَلَهۡوٞۚ وَإِن تُؤۡمِنُواْ وَتَتَّقُواْ يُؤۡتِكُمۡ أُجُورَكُمۡ وَلَا يَسۡ‍َٔلۡكُمۡ أَمۡوَٰلَكُمۡ ٣٦ إِن يَسۡ‍َٔلۡكُمُوهَا فَيُحۡفِكُمۡ تَبۡخَلُواْ وَيُخۡرِجۡ أَضۡغَٰنَكُمۡ ٣٧ هَٰٓأَنتُمۡ هَٰٓؤُلَآءِ تُدۡعَوۡنَ لِتُنفِقُواْ فِي سَبِيلِ ٱللَّهِ فَمِنكُم مَّن يَبۡخَلُۖ وَمَن يَبۡخَلۡ فَإِنَّمَا يَبۡخَلُ عَن نَّفۡسِهِۦۚ وَٱللَّهُ ٱلۡغَنِيُّ وَأَنتُمُ ٱلۡفُقَرَآءُۚ وَإِن تَتَوَلَّوۡاْ يَسۡتَبۡدِلۡ قَوۡمًا غَيۡرَكُمۡ ثُمَّ لَا يَكُونُوٓاْ أَمۡثَٰلَكُم ٣٨

The life of this world is but play and pastime; but if you believe, and fear Allah, and avoid evil, He will grant you your wages, and will not ask you (to sacrifice all of) your wealth. If He were to ask you of it, and press you, you would covetously withhold, and He will bring out all your (secret) ill-wills. Behold! You are those who are called to spend in the Cause of Allah, yet among you are some who are niggardly. And whoever is niggardly, it is only at the expense of his own self. But Allah is Rich, and you (mankind) are poor. And if you turn away, He will exchange you for some other people and they will not be your likes.

Surah 47 Muhammad Verses 36-38

ءَامِنُواْ بِٱللَّهِ وَرَسُولِهِۦ وَأَنفِقُواْ مِمَّا جَعَلَكُم مُّسۡتَخۡلَفِينَ فِيهِۖ فَٱلَّذِينَ ءَامَنُواْ مِنكُمۡ وَأَنفَقُواْ لَهُمۡ أَجۡرٞ كَبِيرٞ ٧

Believe in Allah and His Messenger (pbuh) and spend of that whereof He has made you trustees. And such of you as believe and spend, theirs will be a great reward.

Surah 57 Al-Hadid Verse 7

مَّن ذَا ٱلَّذِي يُقۡرِضُ ٱللَّهَ قَرۡضًا حَسَنٗا فَيُضَٰعِفَهُۥ لَهُۥ وَلَهُۥٓ أَجۡرٞ كَرِيمٞ ١١

Who is he that will lend Allah a goodly loan, then (Allah) will increase it manifold to his credit and he will have (besides) a good reward (Paradise)?

Surah 57 Al-Hadid Verse 11

إِنَّ ٱلۡمُصَّدِّقِينَ وَٱلۡمُصَّدِّقَٰتِ وَأَقۡرَضُواْ ٱللَّهَ قَرۡضًا حَسَنٗا يُضَٰعَفُ لَهُمۡ وَلَهُمۡ أَجۡرٞ كَرِيمٞ ١٨

Verily, those who give Sadaqat (i.e., zakat and alms), men and women, and lend Allah a goodly loan, it shall be increased manifold (to their credit), and theirs shall be an honourable good reward (i.e., Paradise).

Surah 57 Al-Hadid Verse 18

ٱلَّذِينَ يَبۡخَلُونَ وَيَأۡمُرُونَ ٱلنَّاسَ بِٱلۡبُخۡلِۗ وَمَن يَتَوَلَّ فَإِنَّ ٱللَّهَ هُوَ ٱلۡغَنِيُّ ٱلۡحَمِيدُ ٢٤

Those who are misers and enjoin upon people miserliness (Allah is not in need of their charity). And whosoever turns away (from faith) then Allah is the Rich, the Worthy of all praise.

Surah 57 Al-Hadid Verse 24

وَٱلَّذِينَ تَبَوَّءُو ٱلدَّارَ وَٱلۡإِيمَٰنَ مِن قَبۡلِهِمۡ يُحِبُّونَ مَنۡ هَاجَرَ إِلَيۡهِمۡ وَلَا يَجِدُونَ فِي صُدُورِهِمۡ حَاجَةٗ مِّمَّآ أُوتُواْ وَيُؤۡثِرُونَ عَلَىٰٓ أَنفُسِهِمۡ وَلَوۡ كَانَ بِهِمۡ خَصَاصَةٞۚ وَمَن يُوقَ شُحَّ نَفۡسِهِۦ فَأُوْلَٰٓئِكَ هُمُ ٱلۡمُفۡلِحُونَ ٩

And those who, before them, had homes (in Al-Madinah) and had adopted the Faith, love those who emigrate to them, and have no jealousy in their breasts for that which they have been given (from the booty of Banee An-Nadeer), and give them (emigrants) preference over themselves, even though they were in need of that. And whosoever is saved from his own covetousness, such are they who will be the successful.

Surah 59 Al-Hashr Verse 9

وَأَنفِقُواْ مِن مَّا رَزَقۡنَٰكُم مِّن قَبۡلِ أَن يَأۡتِيَ أَحَدَكُمُ ٱلۡمَوۡتُ فَيَقُولَ رَبِّ لَوۡلَآ أَخَّرۡتَنِيٓ إِلَىٰٓ أَجَلٖ قَرِيبٖ فَأَصَّدَّقَ وَأَكُن مِّنَ ٱلصَّٰلِحِينَ ١٠ وَلَن يُؤَخِّرَ ٱللَّهُ نَفۡسًا إِذَا جَآءَ أَجَلُهَاۚ وَٱللَّهُ خَبِيرُۢ بِمَا تَعۡمَلُونَ ١١

And spend (in charity) of that with which We have provided you before death comes to one of you, and he says: ‘My Lord! If only You would give me respite for a little while, then I should give Sadaqah, and be among the righteous’ And Allah grants respite to none when his appointed time (death) comes. And Allah is Well Acquainted with what you do.

Surah 63 Al-Munafiqun Verses 10-11

فَٱتَّقُواْ ٱللَّهَ مَا ٱسۡتَطَعۡتُمۡ وَٱسۡمَعُواْ وَأَطِيعُواْ وَأَنفِقُواْ خَيۡرٗا لِّأَنفُسِكُمۡۗ وَمَن يُوقَ شُحَّ نَفۡسِهِۦ فَأُوْلَٰٓئِكَ هُمُ ٱلۡمُفۡلِحُونَ ١٦ إِن تُقۡرِضُواْ ٱللَّهَ قَرۡضًا حَسَنٗا يُضَٰعِفۡهُ لَكُمۡ وَيَغۡفِرۡ لَكُمۡۚ وَٱللَّهُ شَكُورٌ حَلِيمٌ ١٧

So, keep your duty to Allah and fear Him as much as you can; listen and obey, and spend in charity; that is better for yourselves. And whosoever is saved from his own covetousness, then they are the successful. If you lend to Allah a goodly loan, He will double it for you, and will forgive you. And Allah is Most Ready to appreciate and to reward, Most-Forbearing.

Surah 64 At-Taghabun Verses 16-17

أَسۡكِنُوهُنَّ مِنۡ حَيۡثُ سَكَنتُم مِّن وُجۡدِكُمۡ وَلَا تُضَآرُّوهُنَّ لِتُضَيِّقُواْ عَلَيۡهِنَّۚ وَإِن كُنَّ أُوْلَٰتِ حَمۡلٖ فَأَنفِقُواْ عَلَيۡهِنَّ حَتَّىٰ يَضَعۡنَ حَمۡلَهُنَّۚ فَإِنۡ أَرۡضَعۡنَ لَكُمۡ فَ‍َٔاتُوهُنَّ أُجُورَهُنَّ وَأۡتَمِرُواْ بَيۡنَكُم بِمَعۡرُوفٖۖ وَإِن تَعَاسَرۡتُمۡ فَسَتُرۡضِعُ لَهُۥٓ أُخۡرَىٰ ٦ لِيُنفِقۡ ذُو سَعَةٖ مِّن سَعَتِهِۦۖ وَمَن قُدِرَ عَلَيۡهِ رِزۡقُهُۥ فَلۡيُنفِقۡ مِمَّآ ءَاتَىٰهُ ٱللَّهُۚ لَا يُكَلِّفُ ٱللَّهُ نَفۡسًا إِلَّا مَآ ءَاتَىٰهَاۚ سَيَجۡعَلُ ٱللَّهُ بَعۡدَ عُسۡرٖ يُسۡرٗا ٧

Lodge them (the divorced women) where you dwell, according to your means, and do not treat them in such a harmful way that they be obliged to leave. And if they are pregnant, then spend on them till they deliver. Then if they give suck to the children for you, give them their due payment, and let each of you accept the advice of the other in a just way. But if you make difficulties for one another, then some other woman may give suck for him (the father of the child). Let the rich man spend according to his means, and the man whose resources are restricted, let him spend according to what Allah has given him. Allah puts no burden on any person beyond what He has given him. Allah will grant after hardship, ease.

Surah 65 At-Talaq Verses 6-7

۞إِنَّ ٱلۡإِنسَٰنَ خُلِقَ هَلُوعًا ١٩ إِذَا مَسَّهُ ٱلشَّرُّ جَزُوعٗا ٢٠ وَإِذَا مَسَّهُ ٱلۡخَيۡرُ مَنُوعًا ٢١ إِلَّا ٱلۡمُصَلِّينَ ٢٢ ٱلَّذِينَ هُمۡ عَلَىٰ صَلَاتِهِمۡ دَآئِمُونَ ٢٣ وَٱلَّذِينَ فِيٓ أَمۡوَٰلِهِمۡ حَقّٞ مَّعۡلُومٞ ٢٤ لِّلسَّآئِلِ وَٱلۡمَحۡرُومِ ٢٥

Verily, man (disbeliever) was created very impatient; Irritable (discontented) when evil touches him; And niggardly when good touches him; Except those devoted to Salat (prayers); Those who remain constant in their Salat (prayers); And those in whose wealth there is a known right; For the beggar who asks, and for the unlucky who has lost his property and wealth, (and his means of living has been straitened) …

Surah 70 Al-Maarij Verses 19-25

لَقَدۡ خَلَقۡنَا ٱلۡإِنسَٰنَ فِي كَبَدٍ ٤ أَيَحۡسَبُ أَن لَّن يَقۡدِرَ عَلَيۡهِ أَحَدٞ ٥ يَقُولُ أَهۡلَكۡتُ مَالٗا لُّبَدًا ٦ أَيَحۡسَبُ أَن لَّمۡ يَرَهُۥٓ أَحَدٌ ٧ أَلَمۡ نَجۡعَل لَّهُۥ عَيۡنَيۡنِ ٨ وَلِسَانٗا وَشَفَتَيۡنِ ٩ وَهَدَيۡنَٰهُ ٱلنَّجۡدَيۡنِ ١٠ فَلَا ٱقۡتَحَمَ ٱلۡعَقَبَةَ ١١ وَمَآ أَدۡرَىٰكَ مَا ٱلۡعَقَبَةُ ١٢ فَكُّ رَقَبَةٍ ١٣ أَوۡ إِطۡعَٰمٞ فِي يَوۡمٖ ذِي مَسۡغَبَةٖ ١٤ يَتِيمٗا ذَا مَقۡرَبَةٍ ١٥ أَوۡ مِسۡكِينٗا ذَا مَتۡرَبَةٖ ١٦ ثُمَّ كَانَ مِنَ ٱلَّذِينَ ءَامَنُواْ وَتَوَاصَوۡاْ بِٱلصَّبۡرِ وَتَوَاصَوۡاْ بِٱلۡمَرۡحَمَةِ ١٧ أُوْلَٰٓئِكَ أَصۡحَٰبُ ٱلۡمَيۡمَنَةِ ١٨

Verily, We have created man in Kabad. Does he think that none can overcome him? He says (boastfully): ‘I have wasted wealth in abundance!’ Does he think that none sees him? Have We not made for him two eyes, and a tongue and two lips? And shown him the two ways (good and evil). But he has not attempted to pass on the path that is steep. And what will make you know the path that is steep? (It is) freeing a neck (slave); or giving food in a day of hunger (famine) to an orphan near of kin, or to a miskin (needy) cleaving to dust (out of misery). Then he became one of those who believed and recommended one another to perseverance and patience, and (also) recommended one another to pity and compassion. They are those on the Right Hand (i.e., dwellers of Paradise).

Surah 90 Al-Balad Verses 4-18

The verse conveys that this world is essentially not a place of fun and frolic; instead, here man has to pass through rigours of toil and hardship, something which no human being can escape. Even an enviable person was quite vulnerable in his mother’s womb and at the time of delivery and also as an infant. Even through life one is susceptible to risks all the time. A king is under constant threat of dethronement; a General fears dissidence in his ranks whereas a rich person also constantly strives to increase and protect his wealth. As man has been created in toil and hardship, he cannot have a peaceful, totally comfortable life.

ٱلَّذِي يُؤۡتِي مَالَهُۥ يَتَزَكَّىٰ ١٨ وَمَا لِأَحَدٍ عِندَهُۥ مِن نِّعۡمَةٖ تُجۡزَىٰٓ ١٩ إِلَّا ٱبۡتِغَآءَ وَجۡهِ رَبِّهِ ٱلۡأَعۡلَىٰ ٢٠ وَلَسَوۡفَ يَرۡضَىٰ ٢١

He who spends his wealth for increase in self-purification; And who has (in mind) no favour from anyone to be paid back, except to seek the Countenance of his Lord, the Most High; He, surely, will be pleased (when he will enter Paradise).

Surah 92 Al-Lail Verses 18-21

END OF CHAPTER

Supplication/Invocation

وَإِذَا سَأَلَكَ عِبَادِي عَنِّي فَإِنِّي قَرِيبٌۖ أُجِيبُ دَعۡوَةَ ٱلدَّاعِ إِذَا دَعَانِۖ فَلۡيَسۡتَجِيبُواْ لِي وَلۡيُؤۡمِنُواْ بِي لَعَلَّهُمۡ يَرۡشُدُونَ ١٨٦

And when My slaves ask you (O Muhammad, pbuh) concerning Me, then (answer them) I am indeed near (to them by my knowledge). I respond to the invocations of the supplicant when he calls on Me (without any mediator or intercessor). So let them obey Me and believe in Me, so that they may be led aright.

Surah 2 Al-Baqarah Verse 186

فَإِذَا قَضَيۡتُم مَّنَٰسِكَكُمۡ فَٱذۡكُرُواْ ٱللَّهَ كَذِكۡرِكُمۡ ءَابَآءَكُمۡ أَوۡ أَشَدَّ ذِكۡرٗاۗ فَمِنَ ٱلنَّاسِ مَن يَقُولُ رَبَّنَآ ءَاتِنَا فِي ٱلدُّنۡيَا وَمَا لَهُۥ فِي ٱلۡأٓخِرَةِ مِنۡ خَلَٰقٖ ٢٠٠ وَمِنۡهُم مَّن يَقُولُ رَبَّنَآ ءَاتِنَا فِي ٱلدُّنۡيَا حَسَنَةٗ وَفِي ٱلۡأٓخِرَةِ حَسَنَةٗ وَقِنَا عَذَابَ ٱلنَّارِ ٢٠١ أُوْلَٰٓئِكَ لَهُمۡ نَصِيبٞ مِّمَّا كَسَبُواْۚ وَٱللَّهُ سَرِيعُ ٱلۡحِسَابِ ٢٠٢

…But of mankind are some who say: ‘Our Lord! Give us in this world!’ and for such there will be no portion in the Hereafter. And of them are some who say: ‘Our Lord! Give us in this world that which is good and in the Hereafter that which is good, and save us from the torment of the Fire!’ Those, for them, there will be allotted a share for what they have earned. And Allah is swift at reckoning.

Surah 2 Al-Baqarah Verses 200-202

And seeks refuge from all types of evil. As for the good of the Hereafter, the best includes:

قُلۡ أَمَرَ رَبِّي بِٱلۡقِسۡطِۖ وَأَقِيمُواْ وُجُوهَكُمۡ عِندَ كُلِّ مَسۡجِدٖ وَٱدۡعُوهُ مُخۡلِصِينَ لَهُ ٱلدِّينَۚ كَمَا بَدَأَكُمۡ تَعُودُونَ ٢٩

Say (O Muhammad, pbuh): My Lord has commanded justice and (said) that you should face Him only in each and every place of worship, in prayers, and invoke Him only making your religion sincere to Him by not joining in worship any partner to Him and with the intention that you are doing your deeds for Allah’s sake only. As He brought you (into being) in the beginning, so shall you be brought into being (on the Day of Resurrection).

Surah 7 Al-Araf Verse 29

(1) That man should base his life on justice and righteousness.

(2) That man's worship should have the right orientation, i.e., it should he directed to Allah alone and should be free of every trace of devotion to others than Allah, that man should reserve his absolute enthralment and bondage for the One True God alone. All these should have only one direction - the One that is truly worthy of worship.

(3) Man should invoke Allah alone to keep him rightly directed, to grant him help and succour, to favour him with protection and security. This should be done provided one’s life is oriented to serving Allah. Invoking help from Allah would be ludicrous if man’s life is based on unbelief, polytheism, disobedience to Allah, or serving a variety of gods other than the One True God. Such a prayer would amount to asking Allah’s help in strengthening one in one’s rebellion against Him.

(4) That man should have full conviction that in the same way as Allah caused him to he born in the world, He will also restore him to life after death and will make him stand before Himself so as to render an account of his life

ٱدۡعُواْ رَبَّكُمۡ تَضَرُّعٗا وَخُفۡيَةًۚ إِنَّهُۥ لَا يُحِبُّ ٱلۡمُعۡتَدِينَ ٥٥ وَلَا تُفۡسِدُواْ فِي ٱلۡأَرۡضِ بَعۡدَ إِصۡلَٰحِهَا وَٱدۡعُوهُ خَوۡفٗا وَطَمَعًاۚ إِنَّ رَحۡمَتَ ٱللَّهِ قَرِيبٞ مِّنَ ٱلۡمُحۡسِنِينَ ٥٦

Invoke your Lord Tadarru’an and Khufyah. He likes not the aggressors. And do not do mischief on the earth, after it has been set in order, and invoke Him with fear and hope. Surely, Allah’s Mercy is (ever) near to the good-doers.

Surah 7 Al-A’raf Verse 55-56

وَلِلَّهِ ٱلۡأَسۡمَآءُ ٱلۡحُسۡنَىٰ فَٱدۡعُوهُ بِهَاۖ وَذَرُواْ ٱلَّذِينَ يُلۡحِدُونَ فِيٓ أَسۡمَٰٓئِهِۦۚ سَيُجۡزَوۡنَ مَا كَانُواْ يَعۡمَلُونَ ١٨٠

And (all) the Most Beautiful Names belong to Allah, so call on Him by them, and leave the company of those who belie or deny His Names. They will be requited for what they used to do.

Surah 7 Al-A’raf Verse 180

۞وَلَوۡ يُعَجِّلُ ٱللَّهُ لِلنَّاسِ ٱلشَّرَّ ٱسۡتِعۡجَالَهُم بِٱلۡخَيۡرِ لَقُضِيَ إِلَيۡهِمۡ أَجَلُهُمۡۖ فَنَذَرُ ٱلَّذِينَ لَا يَرۡجُونَ لِقَآءَنَا فِي طُغۡيَٰنِهِمۡ يَعۡمَهُونَ ١١

And were Allah to hasten for mankind the evil as He hastens for them good, then they would have been ruined. So, we leave those who expect not their Meeting with Us, in their trespasses, wandering blindly in distraction.

Surah 10 Yunus Verse 11

وَإِذَا مَسَّ ٱلۡإِنسَٰنَ ٱلضُّرُّ دَعَانَا لِجَنۢبِهِۦٓ أَوۡ قَاعِدًا أَوۡ قَآئِمٗا فَلَمَّا كَشَفۡنَا عَنۡهُ ضُرَّهُۥ مَرَّ كَأَن لَّمۡ يَدۡعُنَآ إِلَىٰ ضُرّٖ مَّسَّهُۥۚ كَذَٰلِكَ زُيِّنَ لِلۡمُسۡرِفِينَ مَا كَانُواْ يَعۡمَلُونَ ١٢

And when harm touches man, he invokes Us, lying on his side or sitting or standing. But when We have removed his harm from him, he passes on as if he had never invoked Us for harm that touched him! Thus, it is made fair-seeming to the Musrifun that which they used to do.

Surah 10 Yunus Verse 12

أَلَآ إِنَّ لِلَّهِ مَن فِي ٱلسَّمَٰوَٰتِ وَمَن فِي ٱلۡأَرۡضِۗ وَمَا يَتَّبِعُ ٱلَّذِينَ يَدۡعُونَ مِن دُونِ ٱللَّهِ شُرَكَآءَۚ إِن يَتَّبِعُونَ إِلَّا ٱلظَّنَّ وَإِنۡ هُمۡ إِلَّا يَخۡرُصُونَ ٦٦

No doubt! Verily, to Allah belongs whosoever is in the heavens and whosoever is in the earth. And those who worship and invoke others besides Allah, in fact they follow not the (Allah’s so called) partners, they follow only a conjecture and they only invent lies.

Surah 10 Yunus Verse 66

قُلۡ يَٰٓأَيُّهَا ٱلنَّاسُ إِن كُنتُمۡ فِي شَكّٖ مِّن دِينِي فَلَآ أَعۡبُدُ ٱلَّذِينَ تَعۡبُدُونَ مِن دُونِ ٱللَّهِ وَلَٰكِنۡ أَعۡبُدُ ٱللَّهَ ٱلَّذِي يَتَوَفَّىٰكُمۡۖ وَأُمِرۡتُ أَنۡ أَكُونَ مِنَ ٱلۡمُؤۡمِنِينَ ١٠٤ وَأَنۡ أَقِمۡ وَجۡهَكَ لِلدِّينِ حَنِيفٗا وَلَا تَكُونَنَّ مِنَ ٱلۡمُشۡرِكِينَ ١٠٥ وَلَا تَدۡعُ مِن دُونِ ٱللَّهِ مَا لَا يَنفَعُكَ وَلَا يَضُرُّكَۖ فَإِن فَعَلۡتَ فَإِنَّكَ إِذٗا مِّنَ ٱلظَّٰلِمِينَ ١٠٦

Say (O Muhammad, pbuh): “O you mankind! If you are in doubt as to my religion (Islam), then (know that) I will never worship those whom you worship, besides Allah. But I worship Allah Who causes you to die, I am commanded to be one of the believers. And (it is inspired to me): Direct your face entirely towards the religion Hanifa (Islamic Monotheism, i.e., to worship none but Allah Alone), and never be one of the Mushrikun (those who ascribe partners to Allah, polytheists, idolaters). And invoke not besides Allah, any that will neither profit you, nor hurt you, but if (in case) you did so, you shall certainly be one of the Zalimun (polytheists and wrong-doers)”.

Surah 10 Yunus Verses 104-106

لَهُۥ دَعۡوَةُ ٱلۡحَقِّۚ وَٱلَّذِينَ يَدۡعُونَ مِن دُونِهِۦ لَا يَسۡتَجِيبُونَ لَهُم بِشَيۡءٍ إِلَّا كَبَٰسِطِ كَفَّيۡهِ إِلَى ٱلۡمَآءِ لِيَبۡلُغَ فَاهُ وَمَا هُوَ بِبَٰلِغِهِۦۚ وَمَا دُعَآءُ ٱلۡكَٰفِرِينَ إِلَّا فِي ضَلَٰلٖ ١٤

For Him (Alone) is the Word of Truth (i.e., none has the right to be worshipped but He). And those whom they (polytheists and disbelievers) invoke, answer them no more than one who stretches forth his hand (at the edge of a deep well) for water to reach his mouth, but it reaches him not, and the invocation of the disbelievers is nothing but an error (i.e., of no use).

Surah 13 Ar-Rad Verse 14

وَيَدۡعُ ٱلۡإِنسَٰنُ بِٱلشَّرِّ دُعَآءَهُۥ بِٱلۡخَيۡرِۖ وَكَانَ ٱلۡإِنسَٰنُ عَجُولٗا ١١

And man invokes (Allah) for evil as he invokes for good and man is ever hasty [i.e., if he is angry with somebody, he invokes (saying): ‘O Allah! Curse him, etc.’ and that one should not do, but one should be patient].

Surah 17 Al-Isra Verse 11

  1. Blameworthy haste:
  1. Praiseworthy haste

قُلِ ٱدۡعُواْ ٱلَّذِينَ زَعَمۡتُم مِّن دُونِهِۦ فَلَا يَمۡلِكُونَ كَشۡفَ ٱلضُّرِّ عَنكُمۡ وَلَا تَحۡوِيلًا ٥٦ أُوْلَٰٓئِكَ ٱلَّذِينَ يَدۡعُونَ يَبۡتَغُونَ إِلَىٰ رَبِّهِمُ ٱلۡوَسِيلَةَ أَيُّهُمۡ أَقۡرَبُ وَيَرۡجُونَ رَحۡمَتَهُۥ وَيَخَافُونَ عَذَابَهُۥٓۚ إِنَّ عَذَابَ رَبِّكَ كَانَ مَحۡذُورٗا ٥٧

Say (O Muhammad, pbuh): “Call unto those besides Him whom you pretend [to be gods like angels, Iesa (Jesus), Uzair (Ezra)]. They have neither the power to remove the adversity from you nor even to shift it from you to another person”. Those whom they call upon desire (for themselves) means of access to their Lord (Allah), as to which of them should be the nearest and they hope for His Mercy and fear His Torment. Verily, the Torment of your Lord is (something) to be afraid of!

Surah 17 Al-Isra Verse 56-57

قُلِ ٱدۡعُواْ ٱللَّهَ أَوِ ٱدۡعُواْ ٱلرَّحۡمَٰنَۖ أَيّٗا مَّا تَدۡعُواْ فَلَهُ ٱلۡأَسۡمَآءُ ٱلۡحُسۡنَىٰۚ وَلَا تَجۡهَرۡ بِصَلَاتِكَ وَلَا تُخَافِتۡ بِهَا وَٱبۡتَغِ بَيۡنَ ذَٰلِكَ سَبِيلٗا ١١٠ وَقُلِ ٱلۡحَمۡدُ لِلَّهِ ٱلَّذِي لَمۡ يَتَّخِذۡ وَلَدٗا وَلَمۡ يَكُن لَّهُۥ شَرِيكٞ فِي ٱلۡمُلۡكِ وَلَمۡ يَكُن لَّهُۥ وَلِيّٞ مِّنَ ٱلذُّلِّۖ وَكَبِّرۡهُ تَكۡبِيرَۢا ١١١

Say (O Muhammad, pbuh): “Invoke Allah or invoke the Most Beneficent (Allah), by whatever name you invoke Him (it is the same), for to Him belong the Best Names. And offer your Salat (prayer) neither aloud nor in a low voice, but follow a way between”. And say: “All the praises and thanks be to Allah, Who has not begotten a son, and Who has no partner in (His) Dominion, nor He is low to have a Wali (helper, protector or supporter). And magnify Him with all the magnificence”.

Surah 17 Al-Isra Verses 110-111

وَرَبَطۡنَا عَلَىٰ قُلُوبِهِمۡ إِذۡ قَامُواْ فَقَالُواْ رَبُّنَا رَبُّ ٱلسَّمَٰوَٰتِ وَٱلۡأَرۡضِ لَن نَّدۡعُوَاْ مِن دُونِهِۦٓ إِلَٰهٗاۖ لَّقَدۡ قُلۡنَآ إِذٗا شَطَطًا ١٤

And We made their (People of the Cave) hearts firm and strong when they stood up and said: “Our Lord is the Lord of the heavens and the earth, never shall we call upon any ilah (god) other than Him; if we did, we should indeed have uttered an enormity in disbelief”.

Surah 18 Al-Kahf Verse 14

وَنُوحًا إِذۡ نَادَىٰ مِن قَبۡلُ فَٱسۡتَجَبۡنَا لَهُۥ فَنَجَّيۡنَٰهُ وَأَهۡلَهُۥ مِنَ ٱلۡكَرۡبِ ٱلۡعَظِيمِ ٧٦

And (remember) Nuh (Noah), when he cried (to Us) aforetime. We listened to his invocation and saved him and his family from great distress.

Surah 21 Al-Anbiya Verse 76

۞وَلَوۡ رَحِمۡنَٰهُمۡ وَكَشَفۡنَا مَا بِهِم مِّن ضُرّٖ لَّلَجُّواْ فِي طُغۡيَٰنِهِمۡ يَعۡمَهُونَ ٧٥ وَلَقَدۡ أَخَذۡنَٰهُم بِٱلۡعَذَابِ فَمَا ٱسۡتَكَانُواْ لِرَبِّهِمۡ وَمَا يَتَضَرَّعُونَ ٧٦ حَتَّىٰٓ إِذَا فَتَحۡنَا عَلَيۡهِم بَابٗا ذَا عَذَابٖ شَدِيدٍ إِذَا هُمۡ فِيهِ مُبۡلِسُونَ ٧٧

And though We had mercy on them (disbelievers) and removed the distress which is on them, still they would obstinately persist in their transgression, wandering blindly. And indeed, We seized them with punishment; but they humbled not themselves to their Lord, nor did they invoke (Allah) with submission to Him. Until, when We open for them a gate of severe punishment, then Lo! They will be plunged into destruction with deep regrets, sorrows and in despair.

Surah 23 Al-Muminun Verses 75-77

وَمَن يَدۡعُ مَعَ ٱللَّهِ إِلَٰهًا ءَاخَرَ لَا بُرۡهَٰنَ لَهُۥ بِهِۦ فَإِنَّمَا حِسَابُهُۥ عِندَ رَبِّهِۦٓۚ إِنَّهُۥ لَا يُفۡلِحُ ٱلۡكَٰفِرُونَ ١١٧

And whoever invokes (or worships), besides Allah, any other ilah (god), of whom he has no proof, then his reckoning is only with his Lord. Surely! Al-Kafirun (the disbelievers in Allah and in the Oneness of Allah; polytheists, pagans, idolaters) will not be successful.

Surah 23 Al-Muminun Verse 117

وَلَا تَدۡعُ مَعَ ٱللَّهِ إِلَٰهًا ءَاخَرَۘ لَآ إِلَٰهَ إِلَّا هُوَۚ كُلُّ شَيۡءٍ هَالِكٌ إِلَّا وَجۡهَهُۥۚ لَهُ ٱلۡحُكۡمُ وَإِلَيۡهِ تُرۡجَعُونَ ٨٨

And invoke not any other ilah (god) along with Allah, La ilaha illa Huwa (none has the right to be worshipped but He). Everything will perish save His Face. His is the Decision, and to Him you (all) shall be returned.

Surah 28 Al-Qasas Verse 88

يُولِجُ ٱلَّيۡلَ فِي ٱلنَّهَارِ وَيُولِجُ ٱلنَّهَارَ فِي ٱلَّيۡلِ وَسَخَّرَ ٱلشَّمۡسَ وَٱلۡقَمَرَۖ كُلّٞ يَجۡرِي لِأَجَلٖ مُّسَمّٗىۚ ذَٰلِكُمُ ٱللَّهُ رَبُّكُمۡ لَهُ ٱلۡمُلۡكُۚ وَٱلَّذِينَ تَدۡعُونَ مِن دُونِهِۦ مَا يَمۡلِكُونَ مِن قِطۡمِيرٍ ١٣ إِن تَدۡعُوهُمۡ لَا يَسۡمَعُواْ دُعَآءَكُمۡ وَلَوۡ سَمِعُواْ مَا ٱسۡتَجَابُواْ لَكُمۡۖ وَيَوۡمَ ٱلۡقِيَٰمَةِ يَكۡفُرُونَ بِشِرۡكِكُمۡۚ وَلَا يُنَبِّئُكَ مِثۡلُ خَبِيرٖ ١٤

He merges the night into the day, and He merges the day into the night. And He has subjected the sun and the moon, each runs its course for a term appointed. Such is Allah your Lord; His is the kingdom. And those, whom you invoke or call upon instead of Him, own not even a Qitmir (the thin membrane over the datestone). If you invoke (or call upon) them, they hear not your call, and if (in case) they were to hear, they could not grant it (your request) to you. And on the Day of Resurrection, they will disown your worshipping them. And none can inform you like Him Who is the All-Knower (of each and everything).

Surah 35 Fatir Verses 13-14

وَقَالَ رَبُّكُمُ ٱدۡعُونِيٓ أَسۡتَجِبۡ لَكُمۡۚ إِنَّ ٱلَّذِينَ يَسۡتَكۡبِرُونَ عَنۡ عِبَادَتِي سَيَدۡخُلُونَ جَهَنَّمَ دَاخِرِينَ ٦٠

And your Lord said: ‘Invoke Me, I will respond to your (invocation). Verily, those who scorn My worship they will surely enter Hell in humiliation’.

Surah 40 Ghafir Verse 60

  1. Invocation (Prayer) and worship have been used as synonyms. This reinforces the notion that Prayer or supplication is the quintessence of worship.
  2. those who scorn My worship’ implies that to pray is the essence of servitude to Allah. Those who wilfully refrain from praying in fact do so because they have been puffed up by pride and arrogance. Narrated Abu Hurayrah that the Prophet (pbuh) said: ‘Allah becomes wrathful with him who does not invoke Him for help and support’

هُوَ ٱلۡحَيُّ لَآ إِلَٰهَ إِلَّا هُوَ فَٱدۡعُوهُ مُخۡلِصِينَ لَهُ ٱلدِّينَۗ ٱلۡحَمۡدُ لِلَّهِ رَبِّ ٱلۡعَٰلَمِينَ ٦٥

He is the Ever Living, La ilaha illa Huwa (none has the right to be worshipped but He), so invoke Him making your worship pure for Him Alone. All the praises and thanks be to Allah, the Lord of the Alamin (mankind, jinns and all that exists).

Surah 40 Ghafir Verse 65

لَّا يَسۡ‍َٔمُ ٱلۡإِنسَٰنُ مِن دُعَآءِ ٱلۡخَيۡرِ وَإِن مَّسَّهُ ٱلشَّرُّ فَيَ‍ُٔوسٞ قَنُوطٞ ٤٩ وَلَئِنۡ أَذَقۡنَٰهُ رَحۡمَةٗ مِّنَّا مِنۢ بَعۡدِ ضَرَّآءَ مَسَّتۡهُ لَيَقُولَنَّ هَٰذَا لِي وَمَآ أَظُنُّ ٱلسَّاعَةَ قَآئِمَةٗ وَلَئِن رُّجِعۡتُ إِلَىٰ رَبِّيٓ إِنَّ لِي عِندَهُۥ لَلۡحُسۡنَىٰۚ فَلَنُنَبِّئَنَّ ٱلَّذِينَ كَفَرُواْ بِمَا عَمِلُواْ وَلَنُذِيقَنَّهُم مِّنۡ عَذَابٍ غَلِيظٖ ٥٠ وَإِذَآ أَنۡعَمۡنَا عَلَى ٱلۡإِنسَٰنِ أَعۡرَضَ وَنَ‍َٔابِجَانِبِهِۦ وَإِذَا مَسَّهُ ٱلشَّرُّ فَذُو دُعَآءٍ عَرِيضٖ ٥١

Man does not get tired of asking good (things from Allah); but if an evil touch him, then he gives up all hope and is lost in despair. And truly, if We give him a taste of mercy from Us, after some adversity has touched him, he is sure to say: ‘This is due to my (merit); I think not that the Hour will be established. But if I am brought back to my Lord, surely there will be for me the best with Him’. Then, We verily will show to the disbelievers what they have done, and We shall make them taste a severe torment. And when We show favour to man, he withdraws and turns away; but when evil touches him, then he has recourse to long supplications.

Surah 41 Fussilat Verse 49-51

وَيَسۡتَجِيبُ ٱلَّذِينَ ءَامَنُواْ وَعَمِلُواْ ٱلصَّٰلِحَٰتِ وَيَزِيدُهُم مِّن فَضۡلِهِۦۚ وَٱلۡكَٰفِرُونَ لَهُمۡ عَذَابٞ شَدِيدٞ ٢٦

And He answers (the invocation of) those who believe and do righteous good deeds, and gives them increase of His bounty. And as for the disbelievers, theirs will be a severe torment.

Surah 42 Ash-Shura Verse 26

قُلۡ أَرَءَيۡتُم مَّا تَدۡعُونَ مِن دُونِ ٱللَّهِ أَرُونِي مَاذَا خَلَقُواْ مِنَ ٱلۡأَرۡضِ أَمۡ لَهُمۡ شِرۡكٞ فِي ٱلسَّمَٰوَٰتِۖ ٱئۡتُونِي بِكِتَٰبٖ مِّن قَبۡلِ هَٰذَآ أَوۡ أَثَٰرَةٖ مِّنۡ عِلۡمٍ إِن كُنتُمۡ صَٰدِقِينَ ٤ وَمَنۡ أَضَلُّ مِمَّن يَدۡعُواْ مِن دُونِ ٱللَّهِ مَن لَّا يَسۡتَجِيبُ لَهُۥٓ إِلَىٰ يَوۡمِ ٱلۡقِيَٰمَةِ وَهُمۡ عَن دُعَآئِهِمۡ غَٰفِلُونَ ٥

Say (O Muhammad, pbuh to those pagans): ‘Think you about all that you invoke besides Allah? Show me, what have they created of the earth? Or have they a share in (the creation of) the heavens? Bring me a Book (revealed) before this, or some trace of knowledge (in support of your claim), if you are truthful!’ And who is more astray than one who calls on (invokes) besides Allah, such as will not answer him till the Day of Resurrection, and who are (even) unaware of their calls (invocations) to them?

Surah 46 Al-Ahqaf Verses 4-5

  1. Soulless creatures that are devoid of rational faculty
  2. Deceased saints and pious people; and
  3. The misguided people who put themselves and others on a deviant path

وَٱلَّذِينَ ءَامَنُواْ وَٱتَّبَعَتۡهُمۡ ذُرِّيَّتُهُم بِإِيمَٰنٍ أَلۡحَقۡنَا بِهِمۡ ذُرِّيَّتَهُمۡ وَمَآ أَلَتۡنَٰهُم مِّنۡ عَمَلِهِم مِّن شَيۡءٖۚ كُلُّ ٱمۡرِيِٕۢ بِمَا كَسَبَ رَهِينٞ ٢١ وَأَمۡدَدۡنَٰهُم بِفَٰكِهَةٖ وَلَحۡمٖ مِّمَّا يَشۡتَهُونَ ٢٢ يَتَنَٰزَعُونَ فِيهَا كَأۡسٗا لَّا لَغۡوٞ فِيهَا وَلَا تَأۡثِيمٞ ٢٣ ۞وَيَطُوفُ عَلَيۡهِمۡ غِلۡمَانٞ لَّهُمۡ كَأَنَّهُمۡ لُؤۡلُؤٞ مَّكۡنُونٞ ٢٤ وَأَقۡبَلَ بَعۡضُهُمۡ عَلَىٰ بَعۡضٖ يَتَسَآءَلُونَ ٢٥ قَالُوٓاْ إِنَّا كُنَّا قَبۡلُ فِيٓ أَهۡلِنَا مُشۡفِقِينَ ٢٦ فَمَنَّ ٱللَّهُ عَلَيۡنَا وَوَقَىٰنَا عَذَابَ ٱلسَّمُومِ ٢٧ إِنَّا كُنَّا مِن قَبۡلُ نَدۡعُوهُۖ إِنَّهُۥ هُوَ ٱلۡبَرُّ ٱلرَّحِيمُ ٢٨

And those who believe and whose offspring follow them in Faith, to them shall We join their offspring, and We shall not decrease the reward of their deeds in anything. Every person is a pledge for that which he has earned. And We shall provide them with fruit and meat, such as they desire. There they shall pass from hand-to-hand a (wine) cup, free from any Laghw (dirty, false, evil vague talk between them), and free from sin (because it will be legal for them to drink). And there will go round boy-servants of theirs, to serve them as if they were preserved pearls. And some of them draw near to others, questioning. Saying: “Aforetime, we were afraid (of the punishment of Allah) in the midst of our families. But Allah has been gracious to us, and has saved us from the torment of the Fire. Verily, We used to invoke Him (Alone and none else) before. Verily, He is Al-Barr (the Most Subtle, Kind, Courteous, and Generous), the Most Merciful”.

Surah 52 At-Tur Verses 21-28

END OF CHAPTER